In Islam, wealth is not inherently good or bad; it is a neutral means or tool. Its moral value depends entirely on its user and the purpose for which it is used. This concept can be likened to a sword, which is neither good nor bad in itself but becomes so based on how it is used.
A hadith illustrates this neutrality: Prophet Muhammad (PBUH) told Amr ibn al-As that wealth given by Allah can be a source of goodness if used rightly. Imam al-Tahawi explained that wealth becomes 'righteous wealth' when used for Allah's commanded purposes.
Islam emphasizes that true wealth lies not in material possessions but in one's taqwa (piety), sincerity, and the extent to which one uses their wealth for societal welfare. The Prophet (PBUH) allowed envy only for those who use their wealth righteously.
The Quran refutes the misconception that wealth indicates Allah's favor, stating that both prosperity and scarcity are tests from Allah. Financial status does not determine one's spiritual worth or Allah's favor.
